7 Easy Steps to Qualify for $40,000 Marcus Personal Loans + Best Alternative Lender

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7 Easy Steps to Qualify for $40,000 Marcus Personal Loans + Best Alternative Lender

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If you're looking to get up to $40,000 from Marcus personal loans, this video breaks down everything you need to know to get qualified the easiest way possible. Marcus by Goldman Sachs uses TransUnion FICO 9 scores and offers soft credit pulls for prequalification—meaning no hard hits on your credit until you decide to move forward. Plus, learn why rent reporting on your credit can actually boost your score by 45-60 points and help with mortgage approval. If you don’t quite qualify for Marcus, I’ll share a great alternative lender, Avant, that accepts lower credit scores and higher debt-to-income ratios. I cover key requirements like income proof, payment flexibility, and how including household income can make a difference. This video is packed with insider tips to boost your credit file and increase your chances of approval—especially if your credit file is thin or you’re rebuilding. Stay tuned, hit subscribe, and get smart about personal loans today!

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