A Beginner’s Guide to Cutting Expenses

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Nearly 1/2 of Americans who make over 6-figures are still living paycheck to paycheck. This is not an income problem–it’s a budgeting problem.
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Ever feel like your money disappears the second you get it? In this episode of The Finance Couch, Ross Mac and Andini sit down with Elijah, a college student trying to figure out how to cut back and actually start saving. They talk about why budgeting isn’t just about how much you make—it’s about understanding where it all goes. From surprise subscriptions to dining out too much, they share practical ways to take back control of your cash. Elijah opens up about his spending habits, and Ross and Andini show how small changes can have a big impact.
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