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The OppFi Card is a credit-building card from OppFi marketed at those who don’t want to pay a security deposit. It’s rather barebones as far as features: you’ll pay an annual fee of $99, receive a starting credit line of $1,000 and you won’t receive a hard pull on your credit when you apply. However, the card has a very large APR of 35.99% variable, which is worrying.
Does OppFi report to credit bureaus?
OppFi regularly reports to the major credit bureaus. Because the card offers regular credit reporting, paying on time, keeping your overall credit use down, and following good financial habits can help you raise your credit score over time.
Key Moments In This Episode
00:15 How To Get OppFi Unsecured Credit Card App
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