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From dining at fancy restaurants to buying bigger cars, lifestyle creep can make you feel like you’re still struggling financially, even though you’re earning more than you used to. Here’s our advice on how to keep your spending (and saving) in check:
Watch the full episode at @ThePointsPair:

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From taking out a 401(k) loan for a tattoo to grappling with lifestyle creep, Heather and George share their own financial missteps and lessons learned.

In this episode, George opens up about how easy it is to fall into lifestyle creep—where making more money leads to spending more without actually saving. Heather shares how she found herself spending beyond her means, including the time she took out a 401(k) loan for a tattoo of her cat, Snickers. Together, they discuss the dangers of letting lifestyle inflation get the best of you, why credit card debt can be a slippery slope, and how to break the cycle of overspending.
Tune in as they explore what it really means to live within your means, avoid debt traps, and still enjoy life without financial regret.

This is episode two of The Points Pair Podcast with George Igoe and Heather Peggs.


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