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Rachel Pegram’s biggest financial mistake? Getting a credit card too young—and being too nice with it. She maxxed it out treating others and got stuck with an APR that’ll make you scream. Hear how it happened (and what she wishes she’d known) in her episode of Finance Fails.
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Welcome to Finance Fails, where we break down real money mistakes – big and small.
In this episode, Rachel Pegram shares her personal finance fail: being a little too generous with her first credit card at 18. But that mistake taught her valuable lessons in credit history, paying off debt, and how generous of a friend she wants to be.
Watch as she breaks down her biggest Finance Fail!



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