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Big purchases don’t have to mean big debt. Financial expert Ross Mac shares how to properly plan and save for the things you want most.
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Do your online shopping habits make it hard to stick to a budget? Ross Mac and Andini chat with a college freshman about how to prioritize spending so you can avoid credit card debt. They explain the 50/30/20 rule for budgeting—how to divide your income between essentials, wants, and savings—and offer practical advice for staying on track.
Ross also suggests tools like the Groove app to help you manage cash flow and save up for bigger purchases in a way that feels manageable. If shopping is your thing but you want to keep your finances in check, this episode has you covered.
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